Equipment Leasing

Leasing is one of the most popular ways of financing equipment for companies of every size. Leasing allows you to get your equipment simply and quickly with very little down and without pinching cash flow.  In addition to conserving valuable working capital and preserving bank credit lines, leasing business equipment rather than paying cash may offer tax savings if structured correctly.  Operating or "true" lease payments may be fully expensed and accelerate tax deductions when compared to lengthily depreciation schedules.  Conventional bank and other financing often have term restrictions and relatively higher down payment requirements than leasing.  AmeriCapital offers one-hundred percent financing including soft costs, warranties, tax, freight and installation

Since all equipment buyers do not have the same revenue trends and allocated expenditures for equipment, AmeriCapital meets different needs by offering flexible lease payment programs and terms.  Our standard lease terms are 12 to 60 months (72 months are available for specific equipment types).  We offer 90 days deferred payment programs for customers seeking to produce revenues before paying for equipment.  We have seasonal and skip payment programs for businesses which have low revenue trends during certain times of the year.  We also offer quarterly and annual payment plans for government and municipal customers.