Flexible Finance Programs

Seasonal Payment Plan:

The Seasonal Payment Plan is especially beneficial to customers that experience fluctuating time periods of higher and lower revenue production on an annual basis. To utilize this plan, designate which 3 consecutive months the customer requires. The remaining 9 payments during each year will be calculated at a slightly higher payment amount.

60 Day Deferral Plan: (90 day deferred payments)

The 60 Day Deferred Payment Program allows you to pay just a Security Deposit with your lease documentation and then go for 60 days with no payments. Since AmeriCapital bills in arrears, this is actually a 90 day deferred payment plan.

90 Day Deferral Plan: (120 day deferred payments)

The 90 Day Deferral Plan is extremely helpful if you are acquiring equipment that does not generate income during the first 90 days. With this program, AmeriCapital has minimal contact payments of $25.00 for each of the first 3 months followed by the normal term at the determined payment amount.

Step Up Rate Program:

The Step Up Rate Program with reduced monthly payments for the first 12 months of a 3 to 5 year term leases offers attractive benefits for a number of different needs.  Customers who are particularly interested in maximizing their benefits versus cost during their first year of equipment use will want to use this option.

The 7 x $100 Program:

Under this program you pay a $100.00 Security Deposit upfront and have your first six payments at $100.00. The remaining 30,42, or 54 payments are at the determined payment amount.

The 6 x $99 Program:

Under this program you pay 2 Security Deposits totaling $198.00 and have your first six payments at $99.00 followed by 30, 42, or 54 payments at the determined payment amount.

Annual, Semi-Annual, and Quarterly Payment Plans:

For those customers that request annual, semi-annual or quarterly payments, AmeriCapital can fit those needs. With these payment plans, there is one difference to point out the differentiates from AmeriCapital's normal course of business: The first payment collected is an ADVANCE and not a Security Deposit.

$20.00 Security Deposit Program

This is a unique program requesting minimal up front money to enter into a lease. With this program you simply pay $20.00 + a processing fee to AmeriCapital as a Security Deposit and your monthly payments are at the calculated payment.

 
 

                                 Equipment Financing & Leasing